I think BT, should be made to stop charging for their land line and allow others to use it without Bt charging such as individual telecommunication companies BT,are proferteering.and they ought to be stopped.also Banks should not be allowed to profiteer from their clients and those who bank with them,SANTANDAR -is one bank and as well Barclay. all this is what the Government is supposed to do look after their people not themselves,now everyone shop business companies are all proferteering for themselves.

I still feel angry that greedy bankers have been allowed to bring this country to its knees and no prosecutions have taken place. They are still paying themselves vast amounts of money and I believe that the system needs to be changed. I would like to see those responsible paying the money back the greedy greedy men.

Having worked in the banking industry for many years, I believe that the victimisation of for example Sir fred Goodwin is wrong. If you look at his record he has driven forward RBS for over ten years! SO how long is long term? Many people stay in house or job for two years, before TRADING up to a better job or house. This is especially true where cycles will give you a kick in the teeth no matter your skill. So I say you need a culture of long termism where long term is 5 years plus. A culture where YEARS of success eventually end in failure and you get the boot is not good. Sir Fred should have left RBS a hero after 2 years.

Elliott, Thank you for your comments. Saying that it was just the business cycle that caused RBS’s problems lets the bank off the hook—it wasn’t just a case of RBS being some sort of innocent victim, the bank had over exposed itself and responsibility for that must end with the board, with Fred Goodwin at the top of that. RBS accepted that, which is why Goodwin lost his job. Goodwin and others appeared before the Treasury Committee. Giving evidence to a House of Commons Committee is like giving evidence in court—by law, you have to tell the truth. But when I asked Goodwin about his pension, he said "My pension is the same as everyone else in the Bank who is in a defined benefit pension scheme. It is determined in the same way as anyone else, and anywhere else, in a defined benefit pension scheme."* Given that, despite losing his job for his role in RBS’s failure, his pension pot was doubled, I don’t see how this can be true. So it isn’t making Fred Goodwin an example, it’s getting some common sense into the banking industry. *Source: http://www.publications.parliament.uk/pa/cm200809/cmselect/cmtreasy/144/09021005.htm